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Guaranteed Asset Protection ("GAP") is designed to relieve you of the responsibility for the remainder of the loan balance that your primary insurance carrier may not cover in the event of a write off or total loss. Essentially, GAP protects you from substantial loss.

This program* is underwritten by Technology Insurance Company, an AmTrust Financial Company.

Technology Insurance Company, An AmTrust Financial Company
 
   
 

This program* is underwritten by Technology Insurance Company, an AmTrust Financial Company.

And yes, it's really that simple.

Guaranteed Asset Protection (“GAP”) is designed to relieve you of the responsibility for the remainder of the loan balance that your primary insurance carrier may not cover in the event of a write off or total loss. Essentially, GAP protects you from substantial loss.

Purchasing a vehicle is one of the largest investments you will make in your lifetime. No matter what your income bracket, previous credit history or current financial situation, being faced with a financial gap is a serious problem. Typically, your primary insurer will settle your loss based on the actual cash value, not how much you may still owe on your vehicle!

What happens in the event of a total loss due to theft, accident or otherwise? Think you are protected?

Most consumers will be startled to discover that in the event of a Total Loss, insurance companies will generally only reimburse you for the actual cash value of your vehicle - not the amount that you still owe on your vehicle loan!

GAP protects you and your family by providing coverage that your primary insurer may not in the event of a total loss.

The On Track GAP program is promoted through our extensive dealer network. When you finance a vehicle through a lending institution, On Track GAP program coverage is available as an optional coverage at participating dealers.

 

 

BENEFITS:
Here are just a few benefits of the On Track GAP program:

• Protection for new and used vehicles
• Coverage for terms up to 96 months
• Coverage is available for many types of vehicles, such as: passenger cars and light trucks
• Available for financed loan amounts up to $150,000
• Maximum coverage of up to $40,000 including taxes

       
 

*The On Track GAP program is underwritten by Technology Insurance Company, an AmTrust Financial Company. AmTrust and the AmTrust logo are trademarks used under license by the licensor. On Track Insurance Services Ltd. is the broker of record. The information contained on this website is only an outline of coverages available and is not intended to be a legally binding agreement. For exact terms, conditions, limitations, exclusions and extensions, please refer to the final policy wording. This program is not available to residents of Northwest Territories, Nunavut and Quebec.

Should you have any questions regarding the On Track GAP program, please call 1-877-853-8783 to speak with a licenced broker.

   
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